Your GHIC or EHIC won't cover planned treatment
The UK Global Health Insurance Card (GHIC) and the European Health Insurance Card (EHIC) don't cover going abroad for planned medical treatment.
Ordinary travel insurance usually won't either
Most travel insurance policies don't cover planned treatment abroad, and a standard holiday policy is unlikely to pay out if something goes wrong during or after surgery. Always tell your insurer that you're travelling for treatment.
Specialist medical travel insurance is available. Some clinics or surgeons also have their own insurance that may apply, so ask what it covers.
What to check in a policy
Whether it covers complications of elective treatment, not just accidents and illness.
Whether it pays for extra hotel nights, changed flights and further treatment if you need to stay longer than planned.
Whether it covers bringing you home if you become unwell, and what it says about cancelling your trip.
The exclusions: read them before you buy, not after.
Why it matters
If a complication or slower recovery means you need further treatment or a longer stay, those costs aren't included in a MedicaTurn package. They're paid by you unless the clinic's own policy or your insurance covers them, which is why the right insurance matters.
MedicaTurn doesn't sell insurance. Arranging suitable cover is your responsibility.
Sources
General information, not medical advice. MedicaTurn is a medical tourism facilitator, not a healthcare provider.